818-245-2055 judy@jmarierealty.com

 

Find your dream home!

 

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, your needs/wants list, and your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. 

With a J. Marie Realty agent behind you, it really can be that easy!

 


Quick Guide


MORTGAGE PAYMENT CALCULATOR.
Monthly principal, interest payments for 30-year, fixed rate mortgage.
Monthly taxes, insurance not included

    COST6%6.50%7%8%8.50%9%9.50%10%
         
25,000150158166183192201210219
30,000180190200220231241252263
40,000240253266293308322336351
50,000300316333367384402420439
60,000360379399440461483505527
70,000420442466514538563589614
80,000480506532587615644673702
90,000540569599660692724757790
100,000600632665734769805841878
110,000660695732807846885925965
120,00071975879888092396610091053
130,0007808228659541000104610931141
140,00083988593110271076112611771229
150,00089994899811011153120712611316
160,0009591011106411741230128713451404
170,00010191075113112471307136814291492


Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Plan

 

1.  Find the right representative

Your J. Marie Realty agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have known about otherwise even if you’re not quite ready to buy.  Speak to your agent first and they can be helping to guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your J. Marie Realty agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

 

 

 

 

 


Online Reports


To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!



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